Friendly, Independent Equity Release Advice
We are a family business that provides professional advice to those aged 55 and above. Our two, fully qualified, equity release advisers can be reached at the following offices:
- Equity Release Advice Bognor Regis – covering Chichester and Sussex
- Equity Release Advice Carshalton – covering Sutton, Surrey and London
What is Equity Release?
Equity release (also known as Lifetime Mortgages) can provide you access to the tax-free capital in your home, to spend as required. Unless you choose to do so, you won’t have to make repayments during your lifetime, and you will retain full home ownership.
Watch our equity release video for a quick explanation of how a lifetime mortgage works:
What can I use a Lifetime Mortgage for?
Equity release provides tax-free cash or income to help support you financially throughout retirement. You have the freedom to spend the proceeds on anything to make life more enjoyable, including:
- Paying off your mortgage and existing debts
- Home and garden improvements
- Purchasing a new property
- Buying a new car
- Helping your loved ones
To find out what else a later life mortgage could do for you, take a look at the top 10 uses of equity release.
Is Equity Release right for me?
We offer a free initial meeting/chat either by telephone or face to face without obligation. Maybe you have questions, such as is equity release a suitable option for me now or possibly later. We take our time to explain in full how a Lifetime Mortgage works and its impact on you and others. We can look at other options and discuss all the alternatives if needed. Our recommendation will always be based on what is right for your needs.
If a lifetime mortgage is not for you, no problem. If you do decide to go ahead, we will produce a Key Facts Illustration with all the information that we have discussed. Once you are fully happy to proceed with the application, we will help you throughout the process.
Why Advice for Later Life?
We’re fully qualified specialists in later life lending – unlike some mortgage brokers who just do equity release advice as an after-thought. We have a wealth of experience and knowledge, and we offer independent advice.
As equity release brokers, our independence means we can compare the market for lifetime mortgages. We will search through hundreds of options to ensure we find the right deal for you.
We are members of the Equity Release Council, which proves our commitment to giving you correct and impartial advice.
Finally, we are friendly and helpful. We will take the time to get to know you and make sure we answer any questions you may have.
How to find out more
Please feel free to contact us if you wish to ask initial questions or discuss Equity Release without obligation.