How much tax-free cash can you release?

Find out in less than a minute, with our Equity Release Calculator

How much tax-free cash can you release?

What is Equity Release?

Equity release (also known as Lifetime Mortgages) can provide you access to the tax-free capital in your home, to spend as required. Unless you choose to do so, you won’t have to make repayments during your lifetime, and you will retain full home ownership.

Watch our equity release video for a quick explanation of how a lifetime mortgage works:

What can I use a Lifetime Mortgage for?

Equity release provides tax-free cash or income to help support you financially throughout retirement. You have the freedom to spend the proceeds on anything to make life more enjoyable, including:

  • Paying off your mortgage and existing debts
  • Home and garden improvements
  • Purchasing a new property
  • Buying a new car
  • Holidays
  • Helping your loved ones (e.g. with a deposit for a house)

Is Equity Release right for me?

We offer a free initial meeting/chat either by telephone or face to face without obligation. Maybe you have questions, such as is equity release a suitable option for me now or possibly later. We will take time to explain in full how a Lifetime Mortgage works and its impact on you and others. We can look at other options and discuss all the alternatives if needed. Our recommendation will always be based on what is right for your needs.

If a lifetime mortgage is not for you, no problem. If you do decide to go ahead, we will produce a Key Facts Illustration with all the information that we have discussed. Once you are happy to proceed, we will help you throughout the application process.


Friendly, Independent Equity Release Advice

We are a small family business who provide professional advice to those aged 55 and above.

We don’t have a call centre or sales people – just two fully qualified equity release advisers.  

Our offices are based in:

  • Bognor Regis – covering Chichester and Sussex
  • Carshalton – covering London and Surrey

Why Advice for Later Life?

We’re fully qualified specialists in later life lending – unlike some mortgage brokers who just do equity release advice as an after-thought. We have a wealth of experience and knowledge, and we offer independent advice.

As equity release brokers, our independence means we can compare the market for lifetime mortgages. We will search through hundreds of options to ensure we find the right deal for you.

We are members of the Equity Release Council, which proves our commitment to giving you correct and impartial advice.

Finally, we are friendly and helpful. We will take the time to get to know you and make sure we answer any questions you may have.

How to find out more

Please feel free to request a call back if you wish to ask initial questions or discuss Equity Release without obligation.

We will call you back during office hours – just let us know when is most convenient.

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