Friendly, Independent Equity Release Advice
We are a family business that provides professional advice to those aged 55 and above. Our fully qualified equity release advisers can be reached at the following offices:
- Head Office – Nationwide advice
- Equity Release Advice Sutton – covering London and Surrey
- Equity Release Advice Bognor Regis – covering Sussex, Hampshire and the South Coast
What is Equity Release?
Equity release (also known as Lifetime Mortgages) allows you to access the tax-free capital locked up in your home to spend as required.. Unless you choose to do so, you won’t have to make repayments during your lifetime, and you will retain full home ownership.
What can I use a Lifetime Mortgage for?
Equity release provides tax-free cash or income to help support you financially throughout retirement. You have the freedom to spend the proceeds on anything to make life more comfortable and enjoyable, including:
- Paying off your mortgage and existing debts
- Home and garden improvements
- Purchasing a new property
- Buying a new car
- Holidays
- Helping your loved ones
- Supplementing your income
To find out what else a later life mortgage could do for you, read our top 10 uses of equity release.
Is Equity Release right for me?
We offer a free initial meeting, either face-to-face or by telephone, and you are never under any obligation to take things further. Maybe you have questions, such as: is equity release a suitable option for me now or possibly later.
We take our time to explain in full how a Lifetime Mortgage works and its impact on you and others. We can look at other options and discuss all the alternatives if needed. Our recommendation will always be based on what is appropriate for your needs.
If a lifetime mortgage is not for you, no problem. If you do decide to go ahead, we will produce a Key Facts Illustration with all the information that we have discussed. Once you are happy to proceed with the application, we will help you throughout the process.
Why Advice for Later Life?
We’re fully qualified specialists in later life lending – unlike some mortgage brokers who do equity release advice as an after-thought. We have a wealth of experience and knowledge, and we offer independent advice.
As equity release brokers, our independence means we can compare the market for lifetime mortgages. We will search hundreds of options and ensure we find the right deal for you.
We are members of the Equity Release Council, and our advisers hold the Later Life Lending Advice Standard accredited by the Society of Later Life Advisers. These extra voluntary steps prove our commitment to giving you correct and impartial advice.
Finally, we are friendly and helpful. We will take the time to get to know you and make sure we answer any questions you may have.
Our clients say good things about us too – take a look at our reviews.
This is a lifetime mortgage. To understand the features and risks, please ask for a personalised illustration. Check that this mortgage will meet your needs if you want to move or sell your home or you want your family to inherit it. If you are in any doubt, seek independent advice. A fee may be charged for equity release advice. The exact amount will depend on your circumstances.
Our calculators are for illustrative purposes only.